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Zhanyl
Zhanyl B. is 50 years old, married, and has two sons. Her younger son’s family lives with her, and not so long ago she became the grandmother of a beautiful girl. Zhanyl worked at the kindergarten for a long time and was the best friend to her pupils.

In order to find an additional means of subsistence for her family, she engaged in the cattle breeding business. Starting with the initial capital of 4,000 KGS, she managed to earn about $129 in a month. Today her farm, which consists of two milk cows, a bull calf and five sheep, still needs to be developed.

For this reason, Zhanyl has applied for a loan of 100,000 KGS for the purchase of one bull calf and fifteen lambs. With the revenues, she plans to reconstruct a barn for her cattle. In future, she dreams of buying a flat in Karabalta town.


Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 146
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,443,250
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Zhanyl to purchase a bull calf and some lambs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 28, 2011
Listed
May 2, 2011
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013