Rosemary K. K. is 36 years old. She is single and has two children, ages 24 and 20. Her business is located at a busy, growing trade center called Kinanie, and she is served by the Kitengela branch. She owns a grocery store in which she sells fruits and vegetables to the local people. She has been in this business for ten years. She says that the business is profitable and that the only major challenge is that there are many people in the area doing the same kind of business as hers. However, she works very hard to keep her business doing well. She is using her loan of 80,000 KES to buy more kale, tomatoes, capsicums, and other vegetables to expand her business and to meet the demands of her customers. In the future, she hopes to grow her business and even open a retail shop. She describes herself as a very innovative lady.