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Buumayram M. is 48, widowed and has six children. Her two elder children live on their own and the others live with her and attend school. As Buumayram is the only breadwinner for her children, she works hard in her livestock-breeding business. Her farm has 2 milk cows and 13 sheep. She also cultivates potatoes and corn. Buumayram has applied for a loan of 60,000 KGS to purchase a milk cow and 10 sheep. With the revenues, she plans to further increase her business, which will allow her to pay for a good education for her children.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,938,275
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Buumayram to purchase a milk cow and 10 sheep.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 28, 2011
May 1, 2011
Currency Exchange Loss:
Jan 15, 2012