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Ma. Vangie
Ma. Vangie is a hardworking entrepreneur who has a ready-to-wear clothing business in the Philippines. She has been in this business for fourteen years. She earns more income from a sari-sari (variety) store.

She is borrowing 16,000 PHP through NWTF to buy more stocks of clothing to sell in her ready-to-wear clothing business.

Ma. Vangie has been sustaining her business activities through her own efforts with the help of the loans from NWTF. She dreams to do some business improvements and send her kid to college in the future.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 692
    View loans »
    Philippines Loans Fundraising
  • $63,194,275
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ma. Vangie to purchase more stocks of clothing to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 8, 2011
May 1, 2011
Currency Exchange Loss:
Jan 15, 2012