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María Monserrate
The members of the communal bank named Valroc meets in the city of Rocafuerte every two weeks. This place is known for its delicious sweets prepared by the locals that are known throughout the country and for the warmth of the kind and hardworking people.

Here we meet Maria. She is 32 years old, separated, but from that relationship she has three children, aged 14, 13, and 4 years old. She is 9 months pregnant with her fourth child. The eldest children are in school and the youngest started school this year.

She has a convenience store in her house, selling all types of products such as rice, sugar, cooking oils, detergents, etc. She works every day from 6am to 8pm and sometimes even later than that. Her children help her with the work when they have spare time. She buys products to stock her store in Portoviejo although the majority of them are delivered to her store. She says that she has 10 years in the business and this is how she is able to support her children, especially now that she is alone.

This loan will be used to stock her store and so she will purchase rice, sugar, cooking oil, detergents, canned goods and other basic needs products. She has been with her communal bank for two years and she enjoys partaking for the seriousness of her colleagues and of the organization.

Her goal is to keep her business going and to make her store grow more every day.
View original language description ↓
En el cantón Rocafuerte se reúnen cada quince días las socias del Banco Comunal Valroc. Este lugar se lo conoce por sus deliciosos dulces que preparan los lugareños que son reconocidos en todo el país y por la calidez de su gente amable y trabajadora.

En este lugar conocimos a la señora María, tiene 32 años, está separada pero de esa relación tiene tres hijos de 14, 13 y 4 años de edad, en la actualidad está embarazada 9 meses de su cuarto hijo, los mayores están en colegio y el menor este año empezó la escuela.

Ella tiene una tienda de comestibles en su casa, vende todo tipo de productos como arroz, azúcar, aceites, detergentes, etc. Trabaja todos los días desde las 6h00 hasta las 20h00 y a veces hasta más tarde, sus hijos le ayudan en su trabajo cuando están desocupados, los productos para surtir su tienda los compra en Portoviejo aunque la mayoría los recibe en su local. Nos cuenta que lleva 10 años con su tienda y que es su medio para sacar adelante a sus hijos ahora que se encuentra sola.

Este crédito lo va a emplear en surtir mas su tienda, va a comprar arroz, azúcar, aceite, detergentes, embutidos y otros productos de primera necesidad. Está en el Banco Comunal hace dos años y le gusta por la seriedad de sus compañeras y de la institución.

Sus metas son seguir adelante en su negocio y que su tienda crezca cada día más.

About Ecuador

  • $10,200
    Average annual income
  • 97
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,175 helped María Monserrate to purchase rice, sugar, cooking oils, detergents, canned goods and other basic needs products.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 12, 2011
Listed
Apr 29, 2011
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2011