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Señor De Huarancayo Group
In this Group: Marisela Dora, Felix Justo, Rosa Luz, Juana Veronica, Nancy Alejandra*, Edica Noemi, Ruth Dina, Gloria Esperanza, Janeth Mirtha, Judith Rocio, Edgardo *, Isabel Rosario , Ediecilda Julia *, Dominga Aquilina, Isabel Julia
* not pictured
Marisela is 49 years old, married, and has two children aged 16 and 14. She is a member of the "Señor D. Huarancayo" community bank which is located in Jauja, Huancayo.

Marisela's business is selling food in her home. She also has a small grocery store next to her home. Marisela has two school-age children who are still dependent on her. She will use the loan she has requested to buy food products and essentials (wholesale) for her restaurant.

(In the photograph, Marisela is wearing a gray jacket and a black polo shirt).

The members who are not in the photo are:
- Nancy D. Y. - who couldn't attend because she was working
- Ediecilda Marinez C. - who couldn't attend because she was away
- Edgardo C. T. - who couldn't attend because he arrived late / was working.
View original language description ↓
Marisela 49 años D. edad, casada, 2 hijos D. 16 y 14 años respectivamente. Socia D. la alcancìa comunal: "Señor D. Huarancayo", en la provincia D. Jauja - Huancayo.
Marisela tiene como negocio venta D. comida en su casa; adicionalmente tiene una pequeña tienda D. abarrotes al costado D. su casa.
marisela tiene a sus 2 hijos en edad escolar y aùn son dependientes.
El prèstamo solicitado es para comprar al por mayor vivires y productos D. primera necesidad para su restaurante.
(En la fotografìa Marisela esta vestida con casaca color gris y polo color negro, esta al medio y en la parte del fondo D. la foto)
Los socios que no se encuentran en la foto son:
- Nancy D. Y., no estuvo presente por encontrarse laborando;
- Ediecilda Marinez C., no estuvo presente por estar D. viaje;
- Edgardo C. T., no estuvo presente porque llegò tarD./ estuvo trabajando.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $60,116,750
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Huarancayo Group's $4,400 loan helped a member to buy food products for her restaurant.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 18, 2011
Apr 28, 2011
Currency Exchange Loss:
Sep 15, 2011