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Señor De Locumba Group
In this Group: Barbara Bibiana, Ana Maria, Erick Eduardo, Carlos Rafael*, Sonia Soraya, Isacc, Magda Marleny, Isabel Domitila, Gladys Senaida, Herlinda
* not pictured
Barbara is 56 years old, divorced, and has 3 sons. She is the president of the communal bank "Señor D. Locumba."

Of her 3 sons, only one is still dependent upon her. He is 15 years old and is in middle school.

Barbara is a retired teacher. Out of necessity, she had to look for another source of income so she sells food from a door in her house. In the mornings she prepares soup and in the afternoons lunches. At night she sells pastries and meals.

She is requesting a loan to buy groceries at wholesale so that she can have supplies for her business.

In the photograph, Barbara is dressed in a red sweater and blue pants; she is the second person on the right. The person in the small picture on the right siD. is Erick C. H.. He was not present at the meeting because he was studying. Carlos V. E. is also missing from the group picture; he could not attend the meeting due to the fact that he was traveling.
View original language description ↓
Bàrbara 56 años D. edad, divorciada, 3 hijos varones. Presidenta del grupo comunal "Señor D. Locumba".
D. sus 3 hijos, sòlo uno depenD. D. elL. y tiene 15 años estudia en el colegio secundaria.
Bàrbara es docente jubilada; por necesidad tuvo que buscar otro ingreso y venD. comida en L. puerta D. su propia casa. Por las mañanas prepara caldos (sopas), por las tardes menu`s (almuerzos), y por las noches venD. mazamorras (postres), y comidas.
El prèstamo que solicitò es para comprar abarrotes al por mayor y poder abastecer su negocio.
(En L. fotografìa Bàrbara està vestida con chompa color rojo y pantalòn azul, es L. segunda D. L. derecha. L. persona D. L. fotografìa pequeña D. L. parte superior derecha es Erick C. H. no se encontraba presente en L. reuniòn porque estaba estudiando; L. persona que no se encuentra en L. fotografìa es Carlos V. E. y no estuvo presente por motivo D. viaje).

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 121
    View loans »
    Peru Loans Fundraising
  • $55,267,550
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Locumba Group's $3,000 loan helped a member to buy groceries at wholesale to use in her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 19, 2011
Listed
Apr 28, 2011
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2011