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José Luis
José Luis R. lives in a home of his own along with his wife and two children who are everything to him. José is a man who puts forth great effort, is full of life, and is dedicated to his work. He has a small store in his home where he sells different items, such as rice, beans, sugar, snacks, etc. He also sells eggs and chickens on foot in the town and department of Santa Ana.

He knows that he will only get ahead with his family by working and so he decided to request this loan because he wants to see his business grow, have enough products to serve a greater number of customers, and become the best in the zone.

He will use the money from this loan to buy a variety of products for his store, such as sugar, milk, rice, beans, drinks, bread, snacks, macaroni, condiments, eggs, and chickens. In this way he will have a variety of products on hand and his customers will prefer the store more as it already has a special charm. He is confident that he will increase his earnings and that he will be able to offer better living conditions to his family.
View original language description ↓
José Luis R., reside en casa propia con su esposa y dos hijos que son todo para él. Don José es un hombre luchador, lleno de vida y entregado en su trabajo. Él Posee una pequeña tienda en su casa de habitación en la cual ofrece diferentes artículos como: arroz, frijoles, azúcar golosinas, etc. Además de su pequeña tienda también se dedica a la venta de huevos y pollos de forma ambulante en el Municipio de Santa Ana del Departamento del mismo nombre. El sabe que solo trabajando logrará sacar adelante a su querida familia y es por esto que ha tomado la decisión de solicitar este crédito ya que sueña con ver su negocio crecido el cual cuente con los productos necesarios para atraer a más clientes y así poder convertirse en el mas preferido de la zona. Con el crédito pretende comprar variedad de productos de tienda como: Azúcar, leche, arroz, frijoles, bebidas, pan dulce, golosinas, macarrones, condimentos, huevos y pollos. Así tendría variedad de productos y los clientes lo preferirían más ya que está lleno de carisma y amabilidad. De esta forma confía que sus ganancias se verán aumentadas lo que significa que él podría ofrecer mejores condiciones de vida a su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 432
    View loans »
    El Salvador Loans Fundraising
  • $22,826,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped José Luis to buy inventory items.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 31, 2011
Listed
Apr 29, 2011
Currency Exchange Loss:
N/A
Ended:
Oct 20, 2011