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Nuevo Amanecer Group
In this Group: Herminia, Manuela Catalina, Mery Maria, Elva Micaela*, Elsa, Lumper Marcial, Elvira Pilar, Lila Amanda
* not pictured
Herminia is a member of the "Nuevo Amanecer" (New Dawn) community bank. She has been farming for 30 years and owns a farm where she grows and harvests avocados and 'chirimoyas' (custard apples). Herminia is 77 years old and a widow. She tells us that, together with her brother, she took the decision to buy a small farm which currently helps her financially. Herminia also rents out rooms in her home. She has managed, through her efforts, to build her own home and educate her children. She currently covers her food expenses and basic service expenses.

Herminia's goal for the future is to help her children with the upbringing and education of her grandchildren. Herminia is a punctual and responsible member of her bank and she will invest her loan in buying manure and basic fertilizers for her farm. Both Herminia and the other members of "Nuevo Amanecer" are grateful for the loan they have received and are committed to EDAPROSPO's Prosperidad (Prosperity) program.
View original language description ↓
Herminia es integrante D. la Alcancia Comunal “Nuevo Amanecer” hace 30 anos se dedica a la agricultura posee una chacra en donD. siembra y cosecha Paltas y chirimoya, a sus 77 anos, es viuda. Herminia nos manifiesta que junto a su hermano tomo la decision D. adquirir una pequena chacra que actualmente le ayuda en su economia familiar. Ademas en su vivienda alquila habitaciones. Hermina ha logrado con su esfuerzo construir su casa y educar a sus hijos, actualmente cubre sus gastos D. alimentacion y D. servicios basicos. Tiene como meta en el futuro ayudar asus hijos en la formacion y educacion D. sus nietos. Herminia es una socia puntual y responsable que invertirá el crédito en la compra D. abono y fertilizantes basicos para su chacra demas D. otros y junto a los demas integrantes D. “Nuevo Amanecer” estan agradecidos por el prestamo recibido y estan comprometidos en el programa Properidad.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $58,000,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Nuevo Amanecer Group's $2,675 loan helped a member to buy fertilizers and manure for her farm.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 7, 2011
Apr 28, 2011
Currency Exchange Loss:
Sep 15, 2011