The leader of the group, Géraldine (raising her hand in the photograph) was born on April 22, 1960 in Adjohoun, in Ouémé Department. She's married to Albert and is the mother of four children, who all attended school. She still has one child to support. 30 years ago, she moved in to Kpankpan in Cotonou, where she lives with her husband and the child she still supports. The couple takes care of the various household expenses together.
Géraldine dropped out of middle school and learned sewing, an activity she's been doing for about twelve years and from which she draws an income helping her provide for herself. In parallel, she sells used clothing at the Missèbo market in Cotonou. With the goal of bolstering her business and better meeting an ever-increasing customer demand, Géraldine is seeking a second loan from ALIDé. Her ambition is to have her own shop in the future.
La présidente du groupe, Gérardine (dont la main est levée sur la photo), est née le 22 Avril 1960 à Adjohoun dans le département de l'Ouémé. Gérardine est mariée à Albert et est mère de quatre enfants, tous scolarisés, dont un reste à sa charge. Gérardine s'est installée depuis trente ans à Kpankpan à Cotonou, où elle vit avec son mari et son enfant encore à sa charge. Le couple assure ensemble les diverses charges de la maison. Gérardine a arrêté l'école au cours secondaire et a appris ensuite la couture, activité qu'elle exerce depuis une douzaine d'année et qui lui procure des revenus l'aidant à subvenir à ses besoins. Parallèlement à cette activité, Gérardine vend des fiperies au marché de Missèbo à Cotonou. Dans le but de rehausser son activité et de mieux répondre à la demande de plus en plus forte de la clientèle, Gérardine sollicite pour une deuxième fois de crédit auprès de ALIDé. Son ambition est d'avoir plus tard sa propre boutique.
About AlidéAlidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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