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Gertrude N. lives in the Kalerwe neighbourhood in the city of Kampala, Uganda. She is married and has two children, both of whom are in school. Gertrude has a business of selling milk. She has been in this business for two years, and she works seven days out of every week. Gertrude sells her products in a retail shop.

Gertrude has requested for a loan of 600,000 Ugandan Shillings from MCDT SACCO, which she will use to buy more cans of milk. She also generates additional income from a motorcycle for hire. The main business challenges for Gertrude include transportation, thieves and seasonality. Her goals and aspirations for her business are to become a wholesaler and also to start making her ghee.

Gertrude lives in a home that she owns; she has access to electricity and no piped water. Her major monthly expenses include food, rent and school fees

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 156
    View loans »
    Uganda Loans Fundraising
  • $28,711,775
    Funds lent in using Kiva
  • 2,365.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Gertrude to buy more cans of milk.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 18, 2011
Apr 29, 2011
Currency Exchange Loss:
Sep 15, 2011