Yann T. is a 56-year-old widow who livies in the Reussey Keo community of Phnom Penh City. To earn a living, she sells soup and meatballs at her house, earning an income of about $4 each day. She was widowed a few years ago, when her husband became ill and died. Now she lives with five kids, of whom two are single and three are married. She also relies on the income of her son, who is a building worker. Yann T. says she faces difficulties in travelling: when she needs to go out, she always hires a motor taxi. In order to solve the problem, Yann T. has requested a loan of $800, which she will use to buy a used motorcycle that she can use instead of hiring a taxi.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.