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Toch K., 55, resides in Siem Reap province, Cambodia, an area known as one of Angkorean Temples. K. is a housewife. Her husband is a security guard, earning an income of USD 3 per day. Each month, the family has to spend USD 25 on food and USD 60 on other necessary expenses.

K. is requesting a loan of USD 1200 to purchase a tuk-tuk (motorized three-wheeled rickshaw) for one of her children to start a new business as a tuk-tuk driver. This will be her third loan from CREDIT, a long-standing Kiva partner.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 132
    View loans »
    Cambodia Loans Fundraising
  • $35,084,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Toch to buy a tuk tuk for the children to start a new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 6, 2011
Apr 26, 2011
Currency Exchange Loss:
Mar 15, 2012