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Peruz
Peruz A. lives in the Shirak region of Armenia in the village of Gheghanist. She is the proud mother of two wonderful children – an eighteen year old son and a twenty-one year-old daughter.

Peruz has been engaged in agricultural activities for the past seventeen years. In addition to supporting her family, she helps relatives in the city with produce grown on the family farm. She has lived her entire life in Gheghanist and is considered a hard working, honest person. She plans to take a loan to purchase feed and fertilizer. Peruz’s business investment should bring the family fifteen percent additional income this year. Peruz will use the additional income to support her children’s college education.

Additional Information

About AREGAK Universal Credit Organization

In 1997, United Methodist Committee on Relief (UMCOR) established the AREGAK microfinance program with the aim of creating economic opportunities for low-income people who lack or have limited access to formal financial services, especially in remote rural areas. The microfinance program rapidly became one of the largest microfinance institutions in Armenia in terms of the number of active clients and portfolio size.

In 2006, AREGAK UCO was registered as a universal credit organization structured as a closed joint stock company with UMCOR as the sole shareholder.

Today, AREGAK UCO provides a broad range of financial services to the population without compromising the social aspects of its mission. It continues pursuing initiatives geared toward the fulfillment of its ethical principles. To learn more about AREGAK UCO, visit its Kiva Field Partner page.

About Armenia

  • $6,400
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $12,807,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD