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Kalsoom's Group
In this Group: Kalsoom , Saeed Bibi, Mumtaz Bibi, Zainab Bibi, Razia Bibi
Kalsoom got married a few years ago with G. M. and she has a son and a daughter, who both stay at home and have not started their education yet. She lives in a 2-room brick house in a small city called Mian Channu. Mian Channu is a small city of Pakistan also known for its agriculture industry. She is a housewife and stays at home doing her household work. She is a very active and supportive person and always ready to help her family in their time of need.

She has applied for a loan from Kiva partner, Asasah, for her nephew who also lives with her and operates an animal-selling business. He buys young animals, raises them and sells to butchers at a profit. Using the loan, he will buy goats & sheep for resale.

Kalsoom is hopeful that an investment will bring positive changes to her nephew’s business and it will help him to grow financially.

She is a regular loan user of Asasah and this is her 2nd loan application. In previous loan year, she has proved herself as a responsible client by paying her installments on time and by attending every meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 276
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 84.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalsoom's Group's $1,200 loan helped a member to buy goats & sheep for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 21, 2011
Apr 26, 2011
Currency Exchange Loss:
Apr 15, 2012