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Marilou G., 42, is only a high school graduate, but right now she manages her own micro business. She is married to Romy, a worker at an upholstery shop, and mothers her three children, who are studying in public elementary and high schools nearby.

Marilou runs her own sari-sari (variety) store located in an extension of their house. Every day she observes the buying patterns of her customers and notes down their preferences in terms of the type of item they buy, the price, and the brand. She sees to it that her customers get what they deserve. Monthly, she earns an estimated net income of around 12,000 PHP.

To help her continue operation of her business, she is requesting a 44,000 PHP loan. As needed, she will buy more stocks of rice, soft drinks, and other grocery items to meet the demands of her customers.

Marilou dreams of making her sari-sari store grow.

*All CCT community partners and clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 318
    View loans »
    Philippines Loans Fundraising
  • $52,087,775
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Marilou to pay for additional grocery items for her variety store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 31, 2011
Apr 26, 2011
Currency Exchange Loss:
Oct 15, 2011