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Chann V. is a 47 year-old woman who resides in the province of Siem Reap. Chann V. is blessed with six children, four of whom are single while the other two are married and live in their own houses. To make a living, she is domestic kitchen laborer in her community earning around $2 a day. In order to support the increase in expenses, Chann V.’s husband works as a local porter and he typically earns an average of $3 a day to help cover the family’s expenses. Presently, Chann V. is worried about her living conditions as her house often needs to be repaired. Because of lack of funds, Chhann V. has decided to seek a Kiva loan in order to purchase some wooden poles for repairing her old house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 331
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Chann to purchase some wooden poles for repairing her old house which needs repair.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 28, 2011
May 1, 2011
Currency Exchange Loss:
May 15, 2012