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Erlinda, from the village of Lower Langcangan, Oroquieta City, is 46 years old, married, and has three grown children. To make a living, Erlinda runs a retail store in the local community. Engaged in her business for 10 years, she earns approximately 3500 PHP a month.

Erlinda joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Now requesting her second loan for 7000 PHP to purchase a variety of products such as canned goods, candies, soap and toothpaste, she plans to use the additional revenue generated from the business to improve/expand her store.

About PMPC

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $1175
    Average annual income
  • 313
    View loans »
    Philippines Loans Fundraising
  • $52,185,750
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Erlinda to purchase a variety of products such as canned goods, candies, soap, and toothpaste for her retail store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 12, 2011
Apr 26, 2011
Currency Exchange Loss:
Nov 15, 2011