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Celinda Margarita
In the city of Portoviejo, the capital of the Manabi Province and known for many years as the city of the royal tamarinds, the members of the communal bank "Luz de América" meet every two weeks.

Here we meet Celinda, age 59, who is single and lives with her sister and 15-year-old niece who is a student and who she loves like a daughter. She has been in the communal bank for 12 terms and she enjoys it not only because it keeps her busy but because of the support she receives from her friends there.

She earns her living selling all kinds of clothing on a door-to-door basis and out of her home where she has display cases set up for the customers to shop. What she sells most are women's and little girls' clothing. She also prepares and sells up to 10 lunch meals a day which she delivers. She works every day from 8:30 a.m. to 4:00 p.m. She buys her merchandise in Guayaquil once a month or when necessary. She has been in business for 14 years and it has gone well for her.

She plans to use the loan to buy trousers, shirts, blouses, children's clothing, etc.

Her dream is to have her own shop one day.
View original language description ↓
En la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal Luz De América.

En este lugar conocimos a Celinda, tiene 59 años de edad, es soltera, vive con su hermana y una sobrina de 15 años que estudia en colegio y la quiere como si fuera su hija. Está en el Banco Comunal hace 12 ciclos y le gusta porque además de entretenerse recibe el apoyo tanto de sus compañeras como de la institución.

Ella para obtener recursos se dedica al comercio, vende ropa de todo tipo, su forma de venta es puerta a puerta, aunque también vende en su casa donde tiene unas vitrinas para que sus clientes miren sus productos, nos cuenta que lo que más vende es ropa de mujer y de niñas. Ella también prepara comida para vender, prepara hasta 10 almuerzos al dia para entregar. Trabaja todos los días desde las 8h30 hasta las 16h00. Su mercadería la compra en Guayaquil una vez al mes o cuando necesite. Tiene 14 años dedicada a sus ventas y le ha ido bastante bien.

Este crédito es para comprar pantalones, camisas, blusas, ropa de niños, etc.

Su sueño es algún día tener un local comercial.

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Celinda Margarita to buy trousers, shirts, blouses, children's clothing, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 14, 2011
Listed
Apr 28, 2011
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2011