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Luz Marina
Luz, age 43, is from the department of Estelí; she is married and has four children, aged 23, 22, 18, and 12. Luz earns her living selling second-hand shoes and clothing. She started out selling fritangas (a deep-fried dish) on the streets of Estelí, but in 1992 started the second-hand clothing business thanks to a loan from a financial institution.

Luz sells her products in her neighborhood and also goes out on sales trips to the town called San Pedro Susucayan located in the department of Madriz; she needs to take a two-hour bus ride to get there. Luz's husband helps at home and works as a public transportation chauffeur.

Luz is asking for a loan to purchase more inventory of used shoes and clothing. With this loan, she hopes to expand her client base and increase her sales which would allow her to improve her income. In the future, she would like to have her own store in the commercial center of Estelí. Her next goal is to purchase a pick-up truck to transport her inventory and sell her products.
View original language description ↓
Luz, tiene 43 años de edad es originaria del departamento de Estelí, esta casada tiene 4 hijos de 23,22, 18 y 12 años de edad respectivamente, ella se dedica a vende ropa y zapatos usados. Empezó vendiendo fritangas ambulantes por las calles de Estelí pero en la actualidad se ha dedicado a vender ropa y zapatos usados este negocio lo inicio en el año 1992 atraves de una financiera que le presto dinero. Vende sus productos en su barrio también sale a vender al pueblo llamada San Pedro Susucayan localizado en el departamento de Madriz donde ella toma un bus que le transporta hasta ese lugar el cual tarda 2 horas para llegar. Su esposo coopera en el hogar el trabaja como chofer de una unidad de transporte.
Solicita el préstamo para comprar más inventario de ropa y zapatos usados. Con esto espera lograr aumentar sus ventas, clientela mejorar sus ingresos. Dentro de sus planes esta poder tener una tienda propia en centro de comercio en Estelí. Su próxima meta esta comprar una camioneta que la usara para transportar y vender sus productos.

About Nicaragua

  • $4,800
    Average annual income
  • 131
    View loans »
    Nicaragua Loans Fundraising
  • $24,576,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Luz Marina to purchase more inventory of second-hand shoes and clothing.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 31, 2011
Apr 26, 2011
Currency Exchange Loss:
May 15, 2012