Thanh T. H. is 43 years old with 2 children. She is running a small business that makes tofu, that she then sells in a local market. She needs a loan of 5,014,000 Vietnamese dong to buy beans as a raw material.
Tan T. D. is 38 years old with 3 children. She has a fashion shop in the Centre market. She needs a loan of 8,066,000 Vietnamese dong to buy more new designs to attract customers.
Lieu T. T. is 37 years old with 3 children. She is managing a shop that provides internet service. She needs a loan of 8,066,000 Vietnamese dong to upgrade her internet system.
Lien T. L. is 45 years old with two children. She is raising 200 chickens for eggs. She needs a loan of 5,014,000 Vietnamese dong to buy food for the chickens.
About SEDA:The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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