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My's Group
In this Group: My , Tinh , Thuy , Hoa
My T. D. is 52 years old with 3 children. Her husband died 4 years ago so she has to manage family life with difficulty. To earn daily income, she is not only doing farming but also managing a grocery shop at her house. Every day she can earn 100,000 Vietnamese dong to manage her life. A participant in our credit program since 2006, she has used loans to buy fertilizer. For this new loan cycle, she is requesting a loan of 8,066,000 Vietnamese dong to buy more products for her shop.

Tinh T. Pham is 28 years old with 1 child. She is running a shop that sells ready, cooked food. She needs a loan of 5,014,000 Vietnamese dong to make some glass equipment to keep food hygienic.

Thuy T. D. is 48 years old with 2 children. Her main earning activity is making brooms to sell. She needs a loan of 7,630,000 Vietnamese dong to buy materials.

Hoa T. L. is 45 years old with 2 children. Being a farmer, she grows rice and corn to support her family with food. She also makes brooms to sell wholesale to earn daily income. She needs a loan of 5,014,000 Vietnamese dong to buy material.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 74
    View loans »
    Vietnam Loans Fundraising
  • $14,818,000
    Funds lent in using Kiva
  • 20,855.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of My's Group's $1,250 loan helped a member to buy more products for her shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 30, 2011
May 8, 2011
Currency Exchange Loss:
Jun 15, 2012