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Til S. has been in farming business for a long time. She had learned from her grandparent when she was still unmarried. She is now married and has four kids, three of whom are unmarried and the other is married and lives independently. Her husband works in the farm fields frequently alongside her. Growing crops is an annual activity with which she has had great success. She is able to plant the crops at least twice a year by following both rainy and dry seasons. Til S. is going to use her loan to buy a cow, fertilizers and seeds for planting in the dry season.

Note: Til S. and her husband are shown in the photo.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 320
    View loans »
    Cambodia Loans Fundraising
  • $37,579,275
    Funds lent in using Kiva
  • 3,998.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Til to buy a cow, fertilizers and seeds for planting in the dry season.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 25, 2011
May 1, 2011
Currency Exchange Loss:
Apr 15, 2012