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Ama T. is a single parent taking care of three children. She is involved in multiple businesses, one of which is the sale of provisions and fish at Abbina near Elmina, a business she has been engaged in for four years. She wants to expand this business, and the funds from this loan will be added to her capital so that she will be able to fill her shop with more items to offer for sale.

She plans to reinvest the profit back into her business and also to save toward the further education of her children.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ama to add to her capital so that she will be able to fill her shop with more items to offer for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 31, 2011
Apr 24, 2011
Currency Exchange Loss:
May 25, 2012