Ms. NAFI SANGARÉ intends to use her loan to buy clothing for children and adults from wholesalers from Fana and often from Bamako. Accepting cash or credit, she makes her sale to a customer base composed of women and men in the city and at the market.
She envisions making an average monthly profit of 40,000 francs CFA that will be used to make the loan payments and to help pay for societal ceremonies. The rest will be reinvested in her business.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce des habits, des boissons de fabrication locales et des produits cosmétiques.
Les femmes du groupe Djekafo sont à leur septième prêt solidaire.
NAFI SANGARÉ compte acheter des habits pour enfants et adultes auprès des grossistes de Fana et souvent à Bamako. Elle effectue ses ventes dans la ville et au marché, au comptant et à crédit, à une clientèle composée d’hommes et de femmes.
Elle envisage réaliser un bénéfice moyen mensuel de 40 000F CFA qui sera utilisé pour payer les échéances du prêt, payer les contributions des cérémonies sociales et le reste sera réinvesti dans son activité de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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