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Seray, age 25, established her plastic slippers and cosmetics business in 2003. She began her business because she had learned how to engage in this type of work from her mother. The rising cost of goods from her suppliers and transport fare is a challenge to her endeavor. Working six days a week and 11 hours a day, she earns about Le 600,000 every month. She and her husband have four children, ages three, six, nine, and 13.

She would like to request a loan in the amount of Le 3,000,000 in order to to buy more plastic shoes and cosmetics. She hopes that this loan will enable her to increase her monthly profits by approximately Le 200,000. In the future, Seray plans to establish a bigger shop and to give her children a quality education.

She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 22
    View loans »
    Sierra Leone Loans Fundraising
  • $9,379,975
    Funds lent in using Kiva
  • 4,365.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Seray to buy more plastic slippers to offer for sale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 7, 2011
Apr 24, 2011
Currency Exchange Loss:
Feb 15, 2012