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Pen's Group
In this Group: Pen, Chab, Chan, Tum, Koet, Sok, Mat, Kheang, Soeurn, Dong, Heng, Rat, Uk, Keo, Duch
In this photo we see the 15 members of this loan group, which is led by Mrs. Lay. She is married, was born in 1982 and has three children, one of whom is old enough to attend the local school. Her husband, Mr. Brac, was born in 1980 and makes a living by driving a motorbike. Mrs. Lay is not currently employed and has applied for this loan to go into the livestock business by buying a female pig and raising its young.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 276
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • 3,998.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Pen's Group's $3,100 loan helped a member to buy a female pig for breeding.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 24, 2011
May 4, 2011
Currency Exchange Loss:
Feb 25, 2012