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Midote Group
In this Group: Emilienne, Anasthasie, Prudence, Agnès
MIDOTE group is composed of four persons. Its leader is Emilienne (raising her hand in the photograph). The members of the group are friends and live in the same neighborhood.

Emilienne was born on May 22, 1968, in the commune of Abomey Calavi, and for three years, she's been living in Eoca in Abomey Calavi. She's a widow with three children who all attend school and whom she has to support. She lives with her children.

Having never attended school, Emilienne has been selling food products and charcoal at her house for about four years. This enable her to provide for herself and feed her family.

She gets her supplies at the market in Glazoué in Benin. Emilienne is seeking her second loan from Kiva's partner, ALIDé, in order to expand her business and increase her revenue and her income.
View original language description ↓
MIDOTE est un groupe constitué de quatre personnes dont la présidente (celle dont le doigt est levé sur la photo) est nommée Emilienne. Les membres du groupe sont des amies et vivent ensemble dans le même quartier. Née le 22 Mai 1968 dans la commune d’Abomey Calavi, Emilienne vit depuis trois ans à Eoca à Abomey Calavi. Emilienne est une veuve qui a trois enfants, tous scolarisés et encore à sa charge. Emilienne vit ensemble avec ses enfants. N’ayant pas été à l’école, Emilienne vend depuis quatre ans environs, des produits vivriers et du charbon de bois à son domicile ; ce qui lui permet de se prendre en charge et de nourrir sa famille. Emilienne s’approvisionne au marché de Glazoué au Bénin. C'est la deuxième fois que Emilienne sollicite un financement auprès de ALIDé, afin d'agrandir son activité et d'accroître son chiffre d'affaire et son revenu.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 450.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Midote Group's $900 loan helped a member to buy food products and charcoal.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 15, 2011
Listed
Apr 25, 2011
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2012