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Chhem's Group
In this Group: Chhem, Chuon, Hou, Nguon, San, You, Pich, Kheang, Phat, Chhom, Seng
Eleven people make up this village bank loan. Mrs. Chhem, a married woman who was born in 1979, was selected to be the village bank president by the others members.

Mrs. Chhem is a coffee and drinks seller. Her husband, Mr. Kao, was born in 1977. He is a soldier who also helps in his wife's business. With their occupations, they are able to earn a small income to support their family. They have three children. Two are attending the local school and the youngest one is too young to study or work.

Since Mrs. Chhem's business is going well, she wants to expand it, so she would like to ask for a loan to buy more coffee and drinks to enlarge her business.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 253
    View loans »
    Cambodia Loans Fundraising
  • $38,037,475
    Funds lent in using Kiva
  • 3,998.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Chhem's Group's $2,450 loan helped a member to buy more coffee and drinks to enlarge her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 24, 2011
May 4, 2011
Currency Exchange Loss:
Feb 25, 2012