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Sam M. is able to earn a living by selling a few items in a public school, in Battambang province. She sells such items as study materials, sweets, and soft drinks. From this sales business, she usually generates an income of around $4 per day. She has a life partner in her husband who makes revenue as a horse cart deliverer in and around his community. They have five single children; one of them assists Sam M. in the same business while the others are studying.

Recently, part of Sam M.’s inventory has been exhausted; she wants to resupply and is requesting a loan to expand her inventory to continue selling. With the remainder of the funds, she will buy a new horse for her husband to replace the old one.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Sam to buy additional items to continue selling.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 23, 2011
May 1, 2011
Currency Exchange Loss:
Oct 15, 2012