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Heng S., 50, is married and resides in Takeo province, Cambodia. She sells cow ties, earning an income of about 8.3 USD per day. She has 2 children; one is a laborer and the other a grocer, earning an income of about 2.3 USD each per day. Each month, the family has to spend 75 USD on food, 5 USD on utility expenses and 90 USD on other necessary expenses. S. is requesting a loan of 1,000 USD to produce rice wine and raise pigs. This will be her second loan from CREDIT, a long-standing Kiva partner.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 56
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Heng to produce rice wine and raise pigs.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 7, 2011
Apr 23, 2011
Currency Exchange Loss:
Nov 21, 2011