Rahila A. lives in Beylagan, a small city in southwestern Azerbaijan. She is 50 years old, married, and has two children. She is engaged in clothing sales in Beylagan city bazaar. She started her business seven years ago. Her daughter’s husband helps her in selling and his name is Khagani. (Khagani is pictured). Khagani goes to the Airport trading-center situated in the capital city, Baku, two times a month, and buys clothes for selling. Rahila needs a loan in amount of $500 to expand her business.