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Zakaria is 51 years old. He lives in the village of Dighomi with his family. Zakaria and his wife Lia are engaged in agricultural activities. They own 2 cows and 200 sheep. With the milk of the cows and sheep, they produce cheese and sell it in their village. Lambs are also sold seasonally. Along with the above-mentioned, the family owns a greenhouse in the same village where they grow tomatoes. The tomatoes are sold to the vegetable wholesalers.

Zakaria and Lia have two sons. One of them is 19 years old and a student. When he has time, he helps his parents in the greenhouse.

With the requested loan, Zakaria wants to renovate the greenhouse and purchase feed for his sheep. Also, a part of the loan will be used for paying the study fee for their son.

In the future, Zakaria plans to expand the business through increasing the amount of domestic animals on his farm.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 36
    View loans »
    Georgia Loans Fundraising
  • $7,912,575
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Zakaria to purchase feed for sheep and materials for greenhouse renovation and to pay his son's study fee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 20, 2011
Apr 23, 2011
Currency Exchange Loss:
Mar 15, 2012