Omar comes from the village of Kvemo Khvedureti in the Kareli District. He is 23 years old and lives with his wife Natia, two children and parents. Omar and Natia are leading the family agricultural activities. Their daughter is two years old and their son is one month old. The parents are retired.
The family has two cows. Their milk is used for cheese production. The cheese is sold locally. In addition, they own one hectare of agricultural land where potatoes, carrots, beets and onions are grown. Some of the vegetables are consumed by the family, but most of them are sold on the local market.
With the requested credit, Omar will purchase potato and carrot seeds and fertilizers. He will sow these vegetables on his land and work hard during the whole season to have a good harvest. With the received profit, Omar plans to renovate his house. The family has a big house, but currently they can use only two rooms of it. The rest of the house isn't fit for living. It needs a thorough renovation.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.