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Hranush K. lives in Yerevan together with her husband, three children and her mother-in-law. She is engaged in retail trade of women's clothes. Her husband is a stonemason. The main income comes from trade, but it is not enough to meet the family needs.

Hranush has taken out this loan to develop her business. With the requested loan she plans to purchase more clothing and increase her working capital.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,083,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hranush to pay for clothes for resale.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 8, 2011
May 1, 2011
Currency Exchange Loss:
Jul 26, 2012