1.\t Indri, 14 years old, who is in the 3rd grade of Junior high school
2.\tCindri, 11 years old ,who is in the 1st grade of Junior high school
3.\tAndri, 8 years old, in the 1st grade of Elementary school
4.\tIndra, 6 years old, not at school yet
5.\tLucky, 2 years old, not at school yet
Isai has been a fish monger for almost 15 years. He had worked as a motorcycle taxi driver, but because of the little income, he decided to sell fish. He also has a small kiosk located by the edge of the street, about 1 km from his house. Sometimes he has to sleep in his kiosk, accompanied by his wife and his youngest son while his other children stay at home.
The income from selling fish is not much. The average of his daily income is about IDR 50,000. This income is not sufficient for Isai to meet the needs of his family, as he still needs to pay the school fees of his children. Therefore, Isai has tried to find other ways to increase his income by selling grilled fish. In order to do so, Isai needs capital assistance to buy the equipment to grill fish. In addition, he will also need to buy a variety of fish to grill. Isai is requesting a loan of IDR 4,500,000 from TLM. He hopes the application will be approved so he can improve his business.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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