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Fanny Narcisa
Every two weeks, the Nuevo Amanecer (New Dawn) community bank meets in Bajo de Montecristi, in Manabí province. It is a small place which is surrounded by vegetation. The locals are engaged in different business activities such as selling merchandise or working in factories.

Here we meet 39 year-old Fanny who is married and has two children aged 9 and 5 who are both in school. Her husband is a teacher in a local elementary school.

Fanny is a teacher in an elementary school in Montecristi but she also has a grocery store in her home. As well as selling household essentials, she also sells other miscellaneous products. She opens her store from 1.00pm to 9.00pm since she has to go and give classes at school in the mornings. On weekends, she opens her store all day. She tells us that she has run her store for 15 years and she started it with her first loan.

Fanny will use this loan to further stock her store. She will buy rice, sugar, oil, detergents, cold cuts and other essential household products. She has been a member of her community bank for 15 years. She is one of the bank's founding members. She likes being a member because of the benefits that she has received from the institution.

Fanny's goal is to continue growing in her business.
View original language description ↓
El Banco Comunal Nuevo Amanecer se reúne en el sitio Bajo de Montecristi en la provincia de Manabí, es un pequeño lugar rodeado de mucha vegetación, sus habitantes se dedican a diferentes actividades como comerciantes y empelados de fabricas.

En este lugar conocimos a la señora Fanny, tiene 39 años de edad, está casada y de esta relación tienen dos hijos de 9 y 5 años de edad que estudian en la escuela. Su esposo es maestro en una escuela de la localidad.

Ella es maestra en una escuela en Montecristi pero también tiene una tienda de comestibles en su casa, allí además de vender productos de primera necesidad también vende productos de bazar. Abre su tienda desde las 13h00 hasta las 21h00 ya que en las mañanas tiene que ir a la escuela a dictar clases y los fines de semana atiende todo el día su local. Nos cuenta que lleva con su tienda 15 años y que empezó con el primer crédito.

Este crédito lo va a emplear en surtir mas su tienda, va a comprar arroz, azúcar, aceite, detergentes, embutidos y otros productos de primera necesidad. Está en el Banco Comunal hace 15 años, es una de las fundadoras del banco y le gusta por los beneficios que ha recibido de la institución.

Su meta es seguir creciendo en su negocio.

About Ecuador

  • $10,600
    Average annual income
  • 104
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Fanny Narcisa to buy rice, sugar, oil, cold cuts,detergents and other essential household products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 8, 2011
Listed
Apr 25, 2011
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2011