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Miriam Aydee
Every two weeks, the Nuevo Amanecer (New Dawn) community bank meets in Bajo de Montecristi, in Manabí province. This is a small place which is surrounded by a lot of vegetation. The locals work in different business activities such as selling products and working in factories.

Here we meet 38 year-old Mirian who is married and has three children aged 10, 4 and 8 months. Her eldest is in school. Her husband is a driver.

Mirian is a housewife who, in order to make her own money and help her husband with the family expenses, sells all kinds of clothes and also Esika and Yanbal products (beauty products, cosmetics, perfumes and ladies' accessories). She works three days a week. She leaves her products with her customers on credit and collects payment every week. Her beauty products are delivered to her home and she buys the clothes in Guayaquil whenever she needs to. She tells us that she has been in this line of work for four years.

Mirian will use this loan to buy perfume, creams, cosmetics and all kinds of clothes. She has been a member of her community bank since it was founded. She is in charge of overseeing payments and she enjoys being a member of the bank because it is easy to meet the payments.

Mirian's dream is to own a boutique.
View original language description ↓
El Banco Comunal Nuevo Amanecer se reúne en el sitio Bajo de Montecristi en la provincia de Manabí, es un pequeño lugar rodeado de mucha vegetación, sus habitantes se dedican a diferentes actividades como comerciantes y empelados de fabricas.

En este lugar conocimos a la señora Mirian, tiene 38 años de edad, está casada y de esta relación tienen tres hijos de 10, 4 y de 8 meses de edad, el mayor esta en escuela. Su esposo es chofer.

Es un ama de casa que para obtener sus propios recursos y ayudar a su esposo con la carga familiar se dedica a la venta de ropa de todo tipo y productos de Esika y Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana, deja sus productos a crédito y cobra cada ocho días. Sus productos los recibe en su casa y lo que es ropa compra en Guayaquil cuando necesita. Nos cuenta que lleva 4 años que se dedica a esta labor.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa de todo tipo. Está en el Banco Comunal desde el inicio, es la fiscal de pagos y le gusta porque los pagos son fáciles de hacer.

Su sueño es tener una boutique.

About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,312,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $825 helped Miriam Aydee to buy perfume, creams, cosmetics and clothes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 8, 2011
Listed
Apr 25, 2011
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2011