Las Creativas Group
Ana Maria has requested this loan in order to purchase new embroidery thread. This will allow her to fill some outstanding orders.
(Ana Maria appears in the foreground of the photo, wearing blue jeans).
(*) Communal bank member, Telesforo A. M., was not present for the photo because he was away on a trip. His wife stood in for him. She is the first person to the left in the photo. She is seated and is dressed in black.
Ana Maria madre soltera con un hijo en edad escolar.
Ana Maria se dedica a las manualidades, ha diversificado su negocio y confecciona: manteles bordados, cuadros, flores artificiales, entre otras cosas. Adicionalmente a esto, ella enseña a otras señoras el arte D. bordar y hacer manualidades; D. este modo tambien sus alumnas puedan progresar creando sus propios negocios y tener sus propios ingresos.
El prestamo que solicito es para poder adquirir nuevos hilos para bordar los pedidos que tiene pendientes por entregar.
(En la fotografìa Ana Maria viste casaca D. jeans azul y esta en la parte D. adelante)
(*)El socio Telesforo A. M. no se encontraba presente en la fotografìa por motivo D. viaje; en su representaciòn estuvo su esposa, quièn esta sentada y es la primera D. la izquierda, viste casaca color negro.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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