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Teresa De Jesús
Teresa de Jesús Z. A. lives in her own home with her three daughters who are in their first few years of attending school. She is known for being an enterprising and extremely determined woman. Like any responsible mother, Teresa dreams of seeing her young daughters become professionals. She does not lose hope of someday seeing her dream come true.


Teresa sells different products such as lotions, crèmes, soaps, snacks such as cookies, and other items. She does not have a vending post where she offers her products, so she sells her merchandise as a traveling vendor in the town of San Vincente in the Department of San Vicente. Teresa has spent great amount of time working in this manner so that she can earn a living. Her products sell easily due to her charisma and her commitment to her work. She decided to expand the variety of products that she offers so that she can attract more customers and continue providing her daughters with what they need.


To fulfill her dream, Teresa decided to request a loan from Apoyo Integral so that she can buy a variety of body crèmes, hair gels, lotions for men and women, soaps, makeup, and other products that are popular with her customers. By working in this manner, she hopes to improve her quality of life.

View original language description ↓
Teresa de Jesús Z. A. habita en casa propia con sus tres hijas dos de las cuales se encuentran cursando sus primeros años de estudio. Teresa se caracteriza por ser una mujer emprendedora y sobre todo luchadora. Como cualquier madre responsable, ella sueña con ver a sus pequeñas hijas convertidas en profesionales y no pierde la esperanza de que algún día logrará su sueño. Ella se dedica a la venta de diversos productos como: lociones, cremas, jabones, productos comestibles como galletas, etc. No posee un puesto en donde ofrecer sus productos por lo que los comercializa de manera ambúlante en el Municipio de San Vicente del Departamento de San Vicente, durante mucho tiempo ha trabajado de esta forma y es así como se gana el pan de cada día. Sus productos los vende con facilidad gracias a su carisma y compromiso en su trabajo. Ha tomado la decisión de aumentar la variedad de productos que ofrece con el fin de atraer a más clientes y así poder seguir dando a sus hijas lo necesario. Para poder cumplir su sueño necesita de este crédito que solicita a INTEGRAL para poder comprar variedad de cremas para el cuerpo, cremas para el cabello, lociones (para hombre y mujer), jabones, maquillaje, y de más artículos que sean atractivos para los clientes. De esta manera aspirar a una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 563
    View loans »
    El Salvador Loans Fundraising
  • $23,948,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $950 helped Teresa De Jesús to purchase body crèmes, hair gels, lotions for men and women, soaps, makeup, and other products.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 26, 2011
Listed
Apr 27, 2011
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2013