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María Inés
Mará Inés M. lives in a rented house with her partner. María is a hardworking woman and she has worked to earn a living for a long time. She has a small store where she sells a variety of sweets and cookies. Her business is located in the municipal market of San Vicente, in the department of the same name. The area sees a lot of traffic, especially María’s business because she always serves her customers with a smile and a lot of friendliness. Her dream is to have the economic capacity to invest in her small business so that she can have a greater variety of products to offer her customers, since they prefer more and more variety. For this reason she has decided to request this loan from INTEGRAL, because she can’t achieve her dream otherwise. The loan will be used to buy a variety of sweets. In this way she hopes to achieve a higher level of income, which will help her to improve her quality of life.
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María Inés M., habita en casa alquilada junto con su compañero de vida. Doña María es una mujer luchadora y por mucho tiempo ha trabajado para ganarse el pan de cada día. Ella posee una pequeña tienda en el que ofrece diversidad de dulces y galletas. Su negocio se encuentra ubicado en el mercado Municipal de San Vicente del Departamento del mismo nombre, zona muy transitada, en especial el negocio de Doña María ya que siempre atiende a sus clientes con una sonrisa y con mucha amabilidad. Su sueño es contar con la capacidad económica que le permita invertir en su pequeño negocio con el fin de tener una mejor gama de productos que ofrecer a sus clientes que cada día la prefieren más. Es por esta razón que ha decidido solicitar este crédito a INTEGRAL ya que no puede realizar su sueño por sus propios medios. El crédito lo solicita para la compra de variedad de galletas: de diferentes sabores, precio, tamaño, etc.), Así como para la compra de variedad de dulces. De esta manera espera obtener un mejor nivel de ingresos que le ayuden a mejorar su calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 760
    View loans »
    El Salvador Loans Fundraising
  • $27,004,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped María Inés to buy a variety of cookies in different flavors, prices, sizes, etc., and also sweets.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 24, 2011
Apr 24, 2011
Currency Exchange Loss:
Mar 15, 2012