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Mshikamano Group
In this Group: Chiku, Christina, Jamila, Maimuna, Asha, Mwajuma, Kitwana, Bashisha, Erick, Saiba, Njia, Nsia, Jafary, Jamica, Fransisca, James, Kabongo, Mussa, Aisha
Chiku I. is in her mid-thirties and married with two children who are still in school. She has been selling fabrics, beetsheets, ladies clothes and sarongs, door to door since 2003. She works from 8.00am to 2.00pm (six hours) and is able to make a small monthly profit.

This will be Chiku's 12th loan from Tujijenge Tanzania. She used the previous loans to increase her fabrics stock, buy a sewing machine, pay rent and school fees. She has paid back her loans sucessfully. She hopes for a loan to buy fabrics from the Republic of Congo because they sell faster. Her dream is to one day own a clothing shop.

Chiku will share this loan with his loan group "Mshikamano" which has a total of 19 members. The members of the group will hold each other in paying back their loans.

In the picture Chiku is in front 3rd from right in pink with a covered white and black scaf.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 39
    View loans »
    Tanzania Loans Fundraising
  • $15,306,600
    Funds lent in using Kiva
  • 1,505.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mshikamano Group's $4,175 loan helped a member to buy fabrics from the Republic of Congo.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 14, 2011
Apr 23, 2011
Currency Exchange Loss:
Feb 15, 2012