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Dimitri T. comes from the village of Aradeti, Kareli District. He is 57 years old, married and lives with his wife Lena and mother. Dimitri and Lena earn a living with agricultural activities. They have a milk cow and two calves. Lena makes cheese and sells it in Kareli. In addition, they have plot of land where a variety of fruits and vegetables are grown. The total average monthly income of the family is 1,100 Laris.

Dimitri requested credit, as he needed cash for cultivating his plot. He plans to buy fuel for his tractor (for tilling) and fertilizers. He plans to sow potatoes, onions and tomatoes. He hopes that fertilizing will result in an increased volume of harvested vegetables and fruits and that the family’s income will increase. One part of the profit will be reinvested and the other part will be used for satisfying family needs.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 44
    View loans »
    Georgia Loans Fundraising
  • $7,899,750
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Dimitri to pay for fuel for his tractor and to buy fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 18, 2011
Apr 22, 2011
Currency Exchange Loss:
Oct 15, 2011