Angelina M. is 54 years old, widowed, and has three children who attend school. She is a resident of Ascoville, Malaria, Caloocan City, Philippines. She is working hard to be able to send all her children to college, a dream for most Filipino parents like Angelina, who is a high school graduate and believes that a college diploma is the best inheritance parents could leave to their children.
Angelina is a beautician and runs a small beauty salon in her home. Upon the request of customers, she provides home services doing manicures, pedicures, haircuts, hairdressing, and make-up. She also sells cosmetics offered by companies like Avon and Sara Lee. She has been engaged in this business for the 15 years and she now earns close to 11,000 PHP a month. She uses her earnings to provide for her family’s daily needs.
To help her continue operations of her business, she is requesting a 24,000 PHP loan. She is planning to use this loan to purchase supplies for her beauty parlor. She expects a boost in her business income as she expands her business.
Angelina hopes that her business will continue to grow. As a CCT community partner, she faithfully attends the group's weekly fellowship* meeting where she can also draw strength and inspiration from the Word of God.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.