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Ismael is a 46-year-old married man, who has experience in making perfumes.

To be able to support his family he decided to use his experience in making perfumes three years ago and open a specialty store to make and sell perfumes. During these years he gained a lot of customers and forged a good reputation.

Ismael is now applying for a loan in order to expand his shop since he wants to include selling cosmetics, too.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 33
    View loans »
    Jordan Loans Fundraising
  • $8,026,500
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Ismael to expand his shop and include selling cosmetics.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Apr 19, 2011
Apr 21, 2011
Currency Exchange Loss:
Oct 15, 2012