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Vilma is a member of the “MANOS JUNTAS RUMICHACA - ALTA” community bank which is located in the village of Rumichaca, in Urubamba province, in Cusco department.

Vilma is 34 years old, married, and has four children aged 13, 11, 9 and 5. Vilma's main business activity is farming and she owns her own farmland. This area is known as sacred land because they grow the biggest and sweetest corn kernels. They produce the best corn in Peru for export. Vilma sows and harvests corn and sells jora corn which is used to make the famous Incan drink 'chicha de jora'.

Vilma is requesting this loan to invest in buying seeds for her new corn crop. She is very grateful for the loan and pledges to make her repayments in a disciplined manner.
View original language description ↓
La socia pertenece al banco comunal “MANOS JUNTAS RUMICHACA - ALTA”; Este banco está ubicado en el poblado de Rumichaca, provincia de Urubamba y departamento de Cusco.

La socia es la Sra. Vilma; es casada, la socia tiene 34 años de edad, la socia tiene 4 hijos de 13, 11, 9, 5 años de edad, la socia se dedica principalmente a la agricultura, la socia tiene terrenos de cultivo y siendo esta zona conocida como tierra sagrada por tener los granos de maíz grandes y dulces, ellos producen el mejor maíz de Perú para exportación, la socia siembra y cosecha maíz, y vende en jora para elaborar la famosa bebida inka, la chicha de jora. La socia solicita el préstamo para invertir en la compra de semillas para la nueva siembra de maíz.

La socia está muy agradecido por el préstamo y se compromete a cumplir con los pagos de dicho préstamo de forma disciplinada.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 179
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Vilma to invest in buying seeds for her new corn crop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 12, 2011
Apr 25, 2011
Currency Exchange Loss:
Nov 15, 2011