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Nora
Nora is part of the “Lontué I” communal bank, of the city of Molina. She has been dedicated to the making of clothes for 25 years. Nora creates and sells her clothing to order. Her clients go to her house to request her services. Currently she makes skirts and pants, among other things. The season of greatest demand is during the month of September, since this corresponds to the festival of the independence of Chile. Her tailoring workshop is located in the interior of her house. There she has 2 industrial sewing machines. She purchases her supplies in the cities of Curicó and Santiago. With the loan she will buy wool and replacement parts to repair her sewing machine. Her dreams are to offer her children a better quality of education and a more comfortable life. Nora lives along with her 2 children, ages 24 and 21, both university students. The oldest of them studies civil Engineering and the younger daughter studies nursing. She also lives with her mother. Nora is currently building a home for senior citizens. The construction is not yet finished, since it lacks wiring. Nora is very happy and grateful for the loan and the aid received from Fondo Esperanza. She tells us that she has made good contacts in the meetings and has built bonds of friendship and solidarity. With respect to the workshops, she has learned a lot, above all to treat her clients with cordiality. Molina is a resident of the central zone of Chile, located in the Maule region, which is characterized chiefly by being one of the large centers of the Chilean winegrowing industry. Besides the vines, it is a center of the fruit-growing industry, emphasizing the production of apples, pears and kiwis.
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Nora forma parte del banco comunal “Lontué I”, perteneciente a la ciudad de Molina. Ella se dedica al corte y confección de ropa, desde hace 25 años. Nora confecciona y vende a pedido sus costuras, sus clientes van a su casa para solicitar sus servicios. Ya sean faldas, pantalones, entre otros. La temporada de más alta demanda es durante el mes de septiembre, ya que corresponde a la fiesta de la independencia de Chile.
Su taller de costuras, está ubicado al interior de su casa, ahí tiene 2 máquinas de coser industriales.
Sus insumos los compra en las ciudades de Curicó y Santiago.
Con el préstamo comprará lanas y repuestos para reparar su maquina de coser.
Sus sueños son brindarles a sus hijos una mejor calidad educacional y una vida más confortable.
Nora vive junto a sus 2 hijos de 24 y 21 años de edad, ambos estudiantes universitarios. El mayor de ellos estudió Ingeniería civil y la hija menor estudia enfermería. Además vive junto a su madre.
Nora en la actualidad se encuentra realizando una casa de acogida para personas de la tercera edad. La construcción aún no está terminada, ya que le faltan las instalaciones eléctricas.
Nora está muy contenta y agradecida del crédito y ayuda recibida por Fondo Esperanza, comenta que en las reuniones hay una buena convivencia y se han generado vínculos de amistad y solidaridad. Respecto a los talleres ha aprendido mucho, sobre todo a tratar con cordialidad a sus clientes.
Molina es una comuna de la zona central de Chile, ubicada en la región del Maule. Se caracteriza principalmente por ser uno de los grandes polos de la industria vitivinícola chilena. Además de las vides, está la industria frutícola, destacando la producción de manzanas, peras y kiwis.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,552,775
    Funds lent in using Kiva
  • 475.5
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Nora buy wool and replacement parts to repair her sewing machine.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 25, 2011
Listed
Apr 22, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2011