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Carmen Rosa
This borrower is a member of the communal bank “VIRGEN NATIVIDAD”; in Urubamba, Cusco. Carmen Rosa is 56, married and has 6 children; three live independently and the others are ages 22, 20 and 13. She is a vendor, and buys and sells dry corn on both the wholesale and retail markets. Carmen also raises animals such as pigs, guinea pigs and chickens, as well as cows. Carmen sells her products to others who market them in Arequipa and Lima; she seeks a loan to buy seed, fertilizer and other products to grow maize. Carmen is pleased to have the opportunity to access credit and is committed to prompt repayment.
View original language description ↓
La socia pertenece al banco comunal “VIRGEN NATIVIDAD”; Este banco está ubicado en la provincia D. Urubamba y departamento D. Cusco.

La socia es la Sra. Carmen Rosa: es casada y tiene 56 años la socia tiene 6 hijos D. los cuales 3D. ellos son independientes y otros tres tiene 22, 20. 13 años D. edad; la socia se dedica al comercio minorista, la socia compra y venD. maíz seco al por mayor y menor, la socia también se dedica a la crianza D. animales menores tales como chancos, cuyes pollos, también tiene ganados, la socia venD. sus productos a un tercero que los lleva a Arequipa y Lima, la socia desea el préstamo para invertir en la compra D. semillas, abono y todo lo referente a la siembra D. maíz para esta nueva etapa D. cosecha. La socia solicita el préstamo para comprar semillas y abonos para la tierra.

La socia está muy agradecida por el préstamo y se compromete a cumplir con los pagos D. dicho préstamo D. forma disciplinada.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $58,907,975
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Carmen Rosa to buy seed and fertilizer for maize production.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 12, 2011
Apr 23, 2011
Currency Exchange Loss:
Sep 15, 2011