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For several years, Isabel has been working in retail commerce -- she sells clothing and footwear in order to support her family and to finish building her house. It is very satisfying to Isabel to be able to achieve this goal and she's been able to advance this construction thanks to the financing from Afodenic that she has received over five loan cycles.

Little by little Isabel and her husband have been building the house; she does not need to pay for the labor since her husband is a construction foreman by profession. Isabel will use the new loan to purchase construction materials so that she could continue building the walls and finish her new house that would give her family a safe and decent home.
View original language description ↓
Isabel se dedica al comercio desde hace varios años, vende ropa, zapatos. Con el fin de apoyar a su familia y lograr la construcción de su casa, el cual la está haciendo toda de concreto, lo que es de gran satisfacción poder lograr el objetivo.
Esta construcción la ha logrado gracias a los financiamientos que Afodenic ha dado durante cinco ciclos, y que ha venido poco a poco construyendo, teniendo la mano de obra sin costo, ya que su esposo es de profesión maestro de obra.
Con esta nueva solicitud, comprara materiales de construcción, para seguir levantando paredes para lograr la terminación de su vivienda. Un techo digno y un techo mas seguro.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 22.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Isabel to purchase the construction materials necessary to finish building her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 14, 2011
Apr 22, 2011
Currency Exchange Loss:
Apr 15, 2012