La Esperanza Group
Teresa makes sweet treats. Every day she makes a good quantity of sweet treats so that she has plenty available for her customers who are very loyal as they constantly visit her business to buy from her. Teresa takes very good care of her family's well-being. She would like them to prosper and escape the poverty in which they currently find themselves living. For this reason, she makes a lot of sacrifices and tries to sell as many sweet and savory treats as she can so that she can make really good income.
Teresa is requesting a loan so that she can buy the supplies she needs such as, for example, flour, salt, milk and flavorings.
The women in this group need this loan and they have every faith that Kiva lenders will help them.
La sra. Teresa se dedica a la confitería, cada día prepara muy buena cantidad de dulces, lo cual implica que tenga una muy buena cantidad de clientes, quienes son fieles como clientela, ya que constantemente acuden a su negocio.
Ella se preocupa mucho por el bienestar de su familia, desea que prosperen y que surjan de la pobreza en donde se encuentran, por ello se sacrifica mucho y trata de vender la mayor cantidad de masas dulces y saladas, de modo que obtenga excelentes ingresos económicos.
Ella solicita el crédito para poder comprar los insumos necesarios, como por ejemplo harina, sal, leche, condimentos en general.
Las mujeres de este grupo necesitan del préstamo y confían plenamente en que los inversionistas de Kiva las ayudarán.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid